PENSION
OUR PARTNERS
PENSION
Who’s Taking Care of You?
Your retirement is your responsibility. The Social welfare pension may only provide a portion of what you need to enjoy a retirement period of perhaps twenty years or more – that could be more than half as long as your total working career.

It is essential; therefore, that you make adequate provision during your time at work to ensure financial protection through what may be a lengthy period in retirement. Make smart choices and save now to meet your retirement goals.

Whether you are just starting to save for retirement, or already retired, Glenbay Financial can help you create a retirement strategy tailored to your unique needs.
WHAT IS IT?
Tax-Effient Savings Plan
Your retirement plan is a tax-efficient way of saving for retirement. When you retire, ideally you'd like to have enough money to maintain your current lifestyle and maybe a lump sum to travel the world or pay off your mortgage - saving now in your retirement plan will help you achieve this.
Types of Pensions
  • Personal Pension Plan
  • Occupational Pension Plans
  • PRSAs
  • AVCs
  • Buy Out Bonds
  • ARFs
  • Annuity
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    WHO NEEDS IT?
    You Need a Pension
    Earned income will, by its nature, stop when you stop working. There will therefore be a fall off in income in retirement, unless you have made alternative provision. Few people will be able to save sufficient funds, from their after tax income, to fully replace their earned income in retirement, for as long as they might live.

    Unless you are happy to see your standard of living fall sharply in retirement, you must make arrangements before retirement, to provide yourself with additional income when it is required.
    Glenbay Financial Services Ltd. is regulated by the Financial RegulatorCopyright © Glenbay Financial Services Ltd. 2011